Our views about health insurance.

Most consumers do not understand that the more they use their health insurance, the more likely the insurance carrier will raise the premium at policy anniversary. A common remark from the public is " Why should I pay this much for something I haven't used." Let me ask you why do we look at health insurance as if it was a consumable product? We pay for Auto and Home insurance and we never complain that we are paying a premium for something we are not using. We never feel like we should get in a car accident to make our auto insurance useful do we? Since your use is tied into your cost, think about it before you go to the doctors for the sniffles.